Policy & code reform

Changing the rules that changed the neighborhood.

Missing middle housing is rarely blocked by a construction problem. It is blocked by rules: zoning that forbids the building type, codes written for larger projects, and financing boxes that small deals do not fit. We work on both sides, building the projects and reforming the rules. Malone Park Commons was our learning lab. Its lessons helped inform reforms carried by city and county planners, code officials, fellow builders, and state lawmakers: Memphis and Shelby County's 2021 Large Home Amendment, Tennessee's House Bill 2787, and the 2025 Appendix M.

Firsts under the code

Every one of these took bringing an inspector along.

Code reform at ground level looks like this: a building method that is proven elsewhere, a local code that has never seen it, and a builder willing to do the work of getting it approved. Jones Urban was the first in Shelby County to do each of the following.

  • Sealed crawlspace foundations. First building firm approved by Shelby County Code Enforcement to use a sealed, conditioned crawlspace, a healthier and more efficient alternative to a vented one.
  • All-electric EcoBuild homes. First to build an all-electric home meeting MLGW's EcoBuild energy-efficiency requirements.
  • Ductless heat pumps for the whole house. First in Shelby County to heat and cool an entire home with ductless mini-split heat pumps.
  • Electric tankless water heating. First in Shelby County to use electric tankless water heaters for whole-house hot water.

Raised floor foundations are our standard practice. Each of these is now a normal thing to do in Memphis. None of them was when we started.

The ADU story

Legal in 2011. Proven on the ground since.

The Memphis and Shelby County Unified Development Code, enacted in June 2011, legalized accessory dwelling units on single-family lots for the first time in a generation. A rule change on paper does not put a backyard cottage on a lot. Somebody has to design one that fits, get it through permitting, build it at a cost that works, and show the neighbors it is a good thing.

Jones Urban was an early builder under that provision. The cottages we built then are the reason we could build a whole block of them later, and the reason we can tell a planning commission exactly what an ADU rule does to a small project's budget and timeline.

A cottage porch at dusk at Malone Park Commons

The learning lab

Malone Park Commons showed us exactly where the code breaks.

We built one Memphis block with cottages, fourplexes, and live-work buildings, and every time a design crossed from two homes to three, it triggered rules written for large apartment buildings. We used that block as a learning lab, documented each barrier, and worked through the fixes with city and county planners, code officials, other builders, and state lawmakers.

  1. 2021

    The Large Home Amendment, Memphis and Shelby County

    Effective November 1, 2021, Memphis and Shelby County amended their building code so that buildings of three to six homes are reviewed under the residential code, the same code a large house follows, instead of the commercial code. With two-hour fire-rated separations between homes, no sprinkler system is required, upper-floor homes can share an exit, and a fourplex no longer needs separate engineered drawings for every trade. The change grew out of the Memphis 3.0 comprehensive plan and was carried by the Division of Planning and Development and local code officials. We supported it from a seat on the Memphis and Shelby County Building Code Advisory Board, with Malone Park Commons as one working example.

  2. 2024

    House Bill 2787, State of Tennessee

    When the State Fire Marshal objected to the local amendment, the Division of Planning and Development drafted a state bill. We worked with city staff and other home builders to advance it, including testimony before several legislative committees, and the General Assembly passed House Bill 2787 in 2024. It became law as Public Chapter 946. It lets any local government in Tennessee place three- and four-family dwellings under its residential code. For buildings under 5,000 square feet with two-hour fire separations, the state may not mandate a sprinkler system, and a lower-cost residential sprinkler standard may be allowed by local ordinance.

    After the law passed, Memphis Light, Gas and Water revised its policy so buildings of up to four homes qualify for residential utility service instead of commercial taps and meters, saving thousands of dollars per home.

  3. 2025

    Appendix M, Memphis and Shelby County

    In late 2025 Memphis and Shelby County adopted Appendix M, an optional code path for middle-scale housing: buildings of three to 24 homes, up to three stories. Fire protection scales with the building, from no sprinklers for small three- and four-home buildings with two-hour separations, to a residential sprinkler system for two-story buildings of up to eight homes, to a multifamily system above that. Planning and Development staff prepared the amendments, and the Building Code Advisory Board, where Andre serves, vetted and approved them before adoption.

The same approach works beyond the building code. Zoning relief, design review, brownfield cleanup, and incentive applications all got the same treatment on our projects: go through the process, write down where it costs a small building months or dollars it should not, and bring that record to the people who can change it.

Research and coverage

What others have written about the learning lab.

Planners, researchers, and writers have used Malone Park Commons to show why middle-scale housing needs more than zoning reform.

“Malone Park Commons became a master class in the invisible barriers challenging middle-scale housing development.”

John Zeanah, AICP, Chief of Development and Infrastructure, City of Memphis, National League of Cities, September 2025

The conversations we want to be part of

Where the rules still get in the way.

Missing middle by right

Duplexes through fourplexes and cottage courts allowed on ordinary residential lots without a rezoning or a variance.

Lot size and setbacks

Minimum lot sizes and setback rules that make a small lot unbuildable, and a small building on a normal lot illegal.

Parking minimums

Parking requirements that consume the yard a cottage court needs and add cost that a small project cannot carry.

Building code thresholds

The line between residential and commercial code that turns a three- or four-home building into a much more expensive one.

Utility and site rules

Connection, metering, and infrastructure standards sized for subdivisions, applied to one building on one lot.

Financing that fits

Lending and incentive programs that recognize a five-home building as a small deal, not a failed large one.

Bring us into the room.

Cities, planning departments, and advocacy organizations: we bring lived experience with what the code actually does to a small project. We are glad to share it.